Choosing the Right PayPal Product for Your Business

Paypal is a leading payment gateway. However, many shopping cart users face difficulty in choosing the right Paypal product for their businesses.

The majority of the store owners and website administrators think that all Paypal products work in all the countries. They are wrong! Some of the products work only in a few countries. For instance, the Paypal Website Payments Pro works only in US, UK and Canada.

This blog post will help you understand the difference between different products of Paypal. J2Store Joomla shopping cart offers integrations with all products of the Paypal.

Paypal Payments Standard

Paypal Payments Standard is the most common and basic product offered by Paypal. You have the option to sign up for three different types of accounts - Personal, Premium and Business. Paypal does not charge you anything to open an account.  It charges a fee for every transaction that varies from country to country.

Checkout Experience: If you have installed the standard method, your customer will be re-directed from your site to Paypal to make payment. After making the payment, the customer will again be redirected to your site to receive an invoice. This workflow applies to most Joomla shopping carts including J2Store.

Payment Options : When the customers are sent to Paypal, they will be able to log in to their Paypal account or use a credit/debit card without having an account. NOTE: In a few countries, Paypal DOES NOT allow the customer to make payment via credit/debit card. Moreover, in some other countries, customers will be allowed to pay ONLY through credit card. Example: India

Availability: All countries

Website Payments Pro

Website  Payments Pro is an advanced product. Paypal charges a monthly fee of USD 30 (Not sure!. It may be less in a few countries. Check with Paypal website) for setting up the product. You can get more information from Paypal website.

Checkout Experience: You can use this to accept credit cards on your site, and the customer will not be redirected to Paypal. They will enter their credit card information in your site, which will be sent to the Paypal server in the background and the results will be displayed immediately. When you set this up, you can either use the API credentials.

Payment Metho: Credit card

Availability: US, UK, Canada, France, Australia

Paypal Payments Advanced (Hosted Checkout page / Payflow Link)

It is a PCI-compliant solution from Paypal and lets you accept credit cards in your website itself. You can keep customers on your site for the entire checkout process without the full burden of protecting their financial data.

Checkout Experience: Customers enter the credit or debit card information on your site (in an iframe window) and the payment is processed real-time. So they WILL NOT leave your site to make payment.

On J2Store, you also have the option of redirecting the customers to Paypal to make payment.  Paypal collects a monthly fee of USD 5

Payment Metho: Credit card

Availability: US, Canada

Payflow Pro

Payflow Pro is a fully customizable payment gateway. Paypal charges a set-up fee and a monthly charges as well.

Checkout Experience: Customers enters the credit or debit card information on your site and the payment will be processed in real-time. So they WILL NOT leave your site to make payment.

Payment Metho: Credit / Debit card

Availability: US, Canada, Australia, New Zealand

J2Store and Paypal

J2Store integrates with Paypal via plugins. Hence, you can offer multiple payment methods / options.

For example, you can offer both the Paypal Payments Standard and the Paypal Payment Pro (Direct) in your Joomla shop. That way your customers will have more payment choices

You can also rename the Paypal Payment Pro to say something like Creditcard Payment.

Getting the plugins

Purchase the Paypal Standard Payment, Paypal Payment Pro (Direct) and the Payflow Pro at the Payment Plugins section of the site.

If you subscribe to the J2Store PRO plans, you will get the Paypal Standard Plugin free. Subscribe here

is a PCI-compliant solution.

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